AAADebt Managers (Formally National Credit Counsellors) is Canada's largest independent group of consumer credit and debt counselling professionals.

Helpful Articles

Are You Getting Canada's Child Care Benefit?

In 2006, the Government of Canada introduced the Universal Child Care Benefit, a payment of $100 per month for each child under the age of six. The monthly payment is actually aimed at helping offset daycare costs, but it comes to parents no strings attached. In other words, it is up to you how you use the $100 per child amount.

Considering filing for Bankruptcy?

Property exempt from seizure is set by the provinces and territories and applies to the equity in the asset. Equity is the excess that the value of an asset has over any charges or encumbrances against that asset...

How to Deal with Collection Agencies

If you haven’t made regular payments to one or more of your creditors, they may choose to hand your account over to a collection agency. A collection agency will contact you to obtain payment of the account for your creditor.

How You Can Avoid Identity Theft in Canada

With thousands of cases of identity theft reported each month, consumers need to know how to prevent loss. Here are a few simple measures that will help you avoid the distress of learning that a theive is running up thousands in debt on your accounts or worse...

Put an End to the Phone Calls

When you work with Debt Managers, we’ll deal directly with collection agencies to immediately stop the calls. Our team has relationships with every major credit grantor in Canada, along with the expertise to arrange debt settlements and debt management programs.

What is your credit score?

Back in the 1960s, with the explosion of consumer credit, people who lent money needed a way to quickly see whether or not you were a likely to pay it back. An American company called Fair Isaac came up with a set of rules to help lenders predict just that...

Work With Debt Collectors

All that having been said, collection agencies want to know that you intend to pay your debt, and will make every effort to do so. Of course, it’s always best to pay your debt if you can. Then you won’t have to deal with the collection agency at all.

Our new name, DEBTMANAGERS, gets straight to the point.

When we work with you, any harassing calls are redirected to us. You'll never have to listen to another disturbing phone call. That becomes our job.

Get Debt-Free Today »

What is your credit score?

Back in the 1960s, with the explosion of consumer credit, people who lent money needed a way to quickly see whether or not you were a likely to pay it back.

What is your Credit Score? »

Thank you very much for all of your help in getting me started with this new and empowering phase in my journey towards financial freedom. It has been a pleasure working with you...

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